Oxywalt was built to solve a simple but critical problem:
digital finance should be easy, reliable, and transparent.
My name is Adigun Tolulope, a Nigerian tech builder and the founder of Oxywalt. This article explains why Oxywalt exists, who is behind it, and what we are accountable for as a fintech platform.
The Problem With Digital Finance in Africa
Across Africa, many people rely on digital platforms for:
- Bill payments
- Online transactions
- Digital savings
- Access to global financial tools
Yet, the reality is often:
- Complicated user experiences
- Slow or unreliable transactions
- Poor communication
- Little to no transparency about ownership and responsibility
Trust is the foundation of fintech — and too many platforms treat it as optional.
That gap is what led to the creation of Oxywalt.
Why Oxywalt Was Built
Oxywalt was built to make everyday financial activities seamless.
Our goal is to provide a platform where users can:
- Pay bills quickly and easily
- Perform secure digital transactions
- Access digital financial tools without confusion
- Use a platform that is transparent and accountable
We are not building for hype.
We are building for long-term reliability and trust.
Who I Am — The Founder Behind Oxywalt
I am not anonymous, and Oxywalt is not a faceless product.
I am a software developer and product builder who understands that:
- Trust must be earned, not demanded
- Financial products carry responsibility
- Users deserve clarity, not complexity
Oxywalt reflects how I approach technology:
build carefully, communicate clearly, and improve continuously.
Who Oxywalt Is — and Who We Are Not
What Oxywalt Is
Oxywalt is:
- A user-focused fintech platform
- Built around simplicity and transparency
- Designed for real financial use cases
- Focused on sustainable, compliant growth
What Oxywalt Is Not
Oxywalt is not:
- A get-rich-quick scheme
- A reward-abuse system
- A hype-driven app
- A platform that avoids responsibility
What We’re Accountable For at Oxywalt
Accountability is a core value at Oxywalt.
We take responsibility for:
- User fund safety and data protection
- Clear policies and honest communication
- Fair usage systems that protect the platform and users
- Compliance with financial and regulatory standards
- Continuous product improvement based on user feedback
When issues occur, we address them.
When changes are made, we communicate them.
When growth happens, it is done responsibly.
Our Long-Term Vision
Oxywalt is built with the future in mind.
Our focus is on:
- Strengthening platform reliability
- Improving user experience
- Expanding financial access responsibly
- Building a trusted digital finance ecosystem
This is not a short-term project.
It is a long-term commitment.
A Final Word to Our Users
Oxywalt is more than an app — it is a promise.
A promise to:
- Build with integrity
- Operate transparently
- Grow responsibly
- Remain accountable
To everyone using Oxywalt, supporting it, and holding us to high standards — thank you.
We are still building.
And we are building the right way.
Adigun Tolulope
Founder, Oxywalt